Property Description

ASSUMABLE VA LOAN AT 5.75%! Take over the seller's low-rate VA mortgage with a payment of about $1,500 per month PITI (principal, interest, taxes and insurance). Priced at $200,000 with an approximate loan balance of $185,000, cash needed to assume is about $15,000, plus buyer's closing costs and the VA funding fee. Subject to lender and VA approval, and the buyer must qualify. Veteran and civilian buyers may apply. Keep the existing 5.75% rate instead of starting a new loan at today's rates. This all-brick ranch in Warner Robins, GA 31093 offers 3 bedrooms, 2 baths and 1,612 square feet of easy, one-level living. It has been beautifully maintained inside and out, and it shows from the moment you pull up. The landscaping is a standout, with flowers and greenery that make the front yard feel like a retreat, ideal for garden lovers. Out back, a large fenced backyard and a covered patio give you room to sip your morning coffee, tend your plants, or unwind at the end of the day. The garage includes an extra storage room for tools, seasonal items and gear. Inside, the floor plan flows naturally, with everything on one level and no wasted space. The brick exterior means less exterior upkeep, and the home is move-in ready with no projects waiting for you. Your time and money can go toward settling in instead of fixing up. How the assumption works: the buyer applies through the seller's loan servicer, which reviews income and credit. Processing times vary, so an early start helps. A veteran buyer may be able to substitute their own VA entitlement. Ask the listing agent for the assumption checklist, current loan details and the estimated timeline. Located in Warner Robins, Houston County, Georgia. Looking for an assumable VA loan in Middle Georgia? A low-rate assumable mortgage can reduce your monthly payment compared with a new loan at current rates, and this all-brick ranch pairs that with a well-kept home and a yard made for relaxing. Schedule your showing today.